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(208) 938-4032 Call today for HELP to move from rent to own.

The HELP Program is a rent-to-own program that helps you own your own home without a down payment. You can qualify for the program even if your credit score is too low to qualify for a mortgage. Review the Overview to see how the program works.

Help Program Benefits

• We’ll help you own your own home within 12 months (even with poor credit and no down payment)
• Along the way, we’ll help you repair your credit so you can get the best interest rates available
• We’ll provide you with a free copy of your credit report and help you improve your credit score.
• You’ll never pay a lump sum. HELP is designed to get you into a home for $1400 to $2200 per month. With HELP, you don’t have to make a down payment.
• While we repair your credit and qualify you for a mortgage, you’ll live in a high-quality, new-construction home.
• By the time you own the home, you will likely already have substantial equity in the home. (Most of our clients already have between 5 and 15% equity by the time they purchase their home.)
• The faster you improve your credit score, the faster you can own the home outright. There is no minimum lease period. As soon as you qualify for your own mortgage, the home is yours.
• During the time you lease the home from HELP, you will simply make monthly rent payments. HELP does not require any money down, nor do we require an initial safety deposit.
• As the home appreciates, the price at which you can purchase the home stays the same.
• There are no hidden costs. We’ll agree up front on a monthly lease amount and upon the final purchase price. Those are the only payments you will have.

You will be required to

• Make monthly lease payments to HELP. These payments are about the same as the rent payments you would make on comparable housing.
• Keep your home in good condition while you lease it from HELP.
• Purchase the home as soon as your credit score permits you to qualify for your own mortgage.